Please read these Terms and Conditions carefully before using our platform. By registering an account or placing any bet on ipo138, you agree to be bound by these terms in their entirety.
In these Terms and Conditions, unless the context otherwise requires, the following expressions shall have the following meanings:
By accessing or using the ipo138 platform, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, as well as our Privacy Policy and Responsible Gaming Policy. If you do not agree with any part of these terms, you must not register an account or use our services.
We reserve the right to amend, modify, or update these Terms and Conditions at any time without prior notice. Any changes will become effective immediately upon posting on this page. It is your responsibility to review these terms periodically. Continued use of the platform after changes have been posted constitutes your acceptance of the revised terms.
You must be at least 21 years of age to register an account and use the ipo138 platform. We reserve the right to request proof of age at any time, including requiring a valid government-issued identification document such as a KTP (Kartu Tanda Penduduk). Accounts found to be held by individuals under the age of 21 will be immediately suspended and all funds forfeited.
The ipo138 platform is intended for residents of Indonesia. By registering, you confirm that you are physically located in Indonesia or have legal authorization to access international online gambling services. We may restrict or deny access from certain jurisdictions at our discretion. It is your responsibility to ensure that your use of our platform complies with all applicable local laws and regulations.
You represent and warrant that you have full legal capacity to enter into these Terms and Conditions and to use the services offered on the platform. You are not prohibited by law from gambling online, and you are not excluded from gambling under any self-exclusion scheme or similar program.
Each player is permitted to hold only one account with ipo138. Multiple accounts held by the same individual, household, or IP address are strictly prohibited and will result in suspension of all accounts and forfeiture of funds. If we discover duplicate accounts, we reserve the right to close those accounts, void all bets, and withhold any winnings or bonuses.
To use the ipo138 platform, you must register an account by providing accurate and complete information, including your full legal name, date of birth, email address, phone number, residential address, and other information as required. You agree to provide only truthful information and to update your account details promptly if any changes occur.
As part of our commitment to security and regulatory compliance, ipo138 requires identity verification for all players. You may be asked to submit copies of your KTP, proof of address (utility bill or bank statement), and other documents to verify your identity. Failure to complete verification may result in restrictions on deposits, withdrawals, or account functionality.
You are solely responsible for maintaining the confidentiality of your account login credentials, including your username and password. You must not share your account details with any third party. Any activity conducted through your account will be deemed to have been authorized by you, and you will be liable for all transactions. If you suspect unauthorized access to your account, you must notify us immediately via our customer support channels.
We reserve the right to suspend or terminate your account at any time if we believe you have violated these Terms and Conditions, engaged in fraudulent activity, provided false information, or used the platform in a manner inconsistent with responsible gaming practices. Upon termination, any pending bets will be voided and funds may be withheld pending investigation.
ipo138 supports deposits via Indonesian bank transfers (BCA, BRI, BNI, Mandiri, CIMB Niaga, OCBC NISP, BSI, Bank Permata) and e-wallets (OVO, DANA, GoPay, ShopeePay, LinkAja). All deposits are processed in Indonesian Rupiah (IDR). The minimum deposit amount is Rp 50,000. Deposits are typically processed instantly, though processing times may vary depending on the payment provider.
To withdraw funds from your ipo138 account, you must submit a withdrawal request through your account dashboard. Withdrawals are processed to the same payment method used for your most recent deposit. You must have completed identity verification (KYC) before your first withdrawal. The minimum withdrawal amount is Rp 100,000. Most withdrawals are processed within 5-15 minutes during business hours (WIB), though delays may occur during peak periods or for security reviews.
Withdrawal limits vary by player tier and account status. Standard accounts have a daily withdrawal limit of Rp 10,000,000 and a monthly limit of Rp 100,000,000. VIP players may be eligible for higher limits. We reserve the right to adjust limits at our discretion for security or compliance reasons.
ipo138 does not charge fees for deposits or withdrawals. However, your bank or payment provider may impose their own transaction fees. Currency conversion fees may apply if your payment method uses a currency other than IDR. It is your responsibility to review any fees charged by your payment provider.
In accordance with international anti-money laundering regulations, all funds deposited on the platform must be wagered at least once before withdrawal. We may request additional documentation or impose restrictions on accounts suspected of money laundering or fraudulent activity. We reserve the right to report suspicious transactions to relevant authorities.
| Transaction Type | Minimum Amount | Processing Time | ipo138 Fees |
|---|---|---|---|
| Bank Transfer Deposit | Rp 50,000 | Instant | Free |
| E-Wallet Deposit | Rp 50,000 | Instant | Free |
| Bank Transfer Withdrawal | Rp 100,000 | 5-15 minutes | Free |
| E-Wallet Withdrawal | Rp 100,000 | 5-15 minutes | Free |
ipo138 may offer bonuses, promotions, and other incentives to players from time to time. Participation in bonuses is voluntary and subject to specific terms and conditions published on the platform. Bonuses are available to eligible players who meet the requirements outlined in the promotion details.
All bonuses are subject to wagering requirements, which specify the number of times you must wager the bonus amount before it can be converted to withdrawable cash. Wagering requirements vary by promotion and are clearly stated in the bonus terms. For example, a bonus with a 20x wagering requirement on a Rp 100,000 bonus means you must wager a total of Rp 2,000,000 before the bonus becomes withdrawable.
Not all games contribute equally to wagering requirements. Slots typically contribute 100%, while table games and live casino games may contribute less (e.g., 10-20%). Sports betting contributions vary by bet type. Specific contribution percentages are listed in the bonus terms for each promotion.
Bonus abuse, including but not limited to creating multiple accounts to claim the same promotion, placing opposing bets to guarantee profit, or using software to exploit bonuses, is strictly prohibited. We reserve the right to void bonuses, cancel bets, and close accounts found to be engaging in bonus abuse. All winnings derived from bonus abuse will be forfeited.
Bonuses and promotional credits expire if wagering requirements are not met within the specified time period (typically 30 days from issuance). Expired bonuses and any associated winnings will be removed from your account.
ipo138 reserves the right to accept or reject any bet at our sole discretion. We may limit bet amounts, refuse certain bet types, or suspend betting on specific events without prior notice. Once a bet is confirmed and appears in your bet history, it is considered accepted and binding.
Bets are settled based on the official results of the relevant event as determined by the governing body of that sport or game. For sports betting, results are typically confirmed within hours of the event's conclusion. For live casino games, results are determined immediately. For lottery games such as togel (Indonesia's traditional numbers lottery), results are based on the official draw outcomes published by the respective lottery authority.
Bets may be voided in certain circumstances, including but not limited to: the event being cancelled or postponed, obvious errors in odds or bet terms, technical malfunctions, or suspected fraudulent activity. In the event of a voided bet, your stake will be returned to your account.
Sports betting rules vary by sport and bet type. For football, bets are settled based on regular time (90 minutes plus injury time) unless otherwise specified. For live betting, odds and markets are updated in real-time based on the current state of the match. Dead heat rules, postponement rules, and other sport-specific regulations are available in the detailed betting rules section of the platform.
Casino games including slots, table games, and live dealer games are governed by the rules set by the game provider. RTP (Return to Player) percentages are displayed in each game's information screen. We do not manipulate game outcomes—all results are determined by certified random number generators or, in the case of live games, by physical dealers and equipment.
ipo138 is committed to promoting responsible gaming and preventing problem gambling. We provide tools to help you maintain control over your betting activity, including deposit limits, session time reminders, self-exclusion options, and access to professional support resources. For detailed information on responsible gaming practices and available support, please visit our Responsible Gaming page.
We enforce strict age verification procedures and do not permit individuals under the age of 21 to register or gamble on our platform. If you believe you or someone you know may have a gambling problem, please seek help immediately.
To the fullest extent permitted by law, ipo138 and its operators, affiliates, partners, and employees shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of the platform, including but not limited to loss of profits, loss of data, or loss of opportunity.
We are not responsible for losses resulting from technical failures, server downtime, internet connectivity issues, unauthorized access to your account due to your failure to secure your credentials, or any other circumstances beyond our reasonable control. Your sole remedy for dissatisfaction with the platform is to stop using our services.
ipo138 does not guarantee uninterrupted access to the platform. We may suspend services temporarily for maintenance, upgrades, or security reasons without prior notice. We are not liable for any losses incurred during service interruptions.
All content on the ipo138 platform, including but not limited to text, graphics, logos, images, software, and design elements, is the property of ipo138 or its licensors and is protected by international copyright, trademark, and intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on the platform without our express written permission.
The ipo138 name, logo, and all related trademarks are the exclusive property of ipo138. Unauthorized use of our trademarks is strictly prohibited and may result in legal action.
These Terms and Conditions are governed by and construed in accordance with international commercial law principles. Any disputes arising from or relating to your use of the ipo138 platform shall be resolved through good faith negotiation between the parties.
If a dispute cannot be resolved through negotiation, you agree to submit the matter to binding arbitration in accordance with the rules of the International Chamber of Commerce (ICC). The arbitration shall be conducted in English, and the decision of the arbitrator shall be final and binding on both parties.
You agree to waive any right to participate in class action lawsuits or class-wide arbitration against ipo138. All disputes must be brought individually.
Your privacy is important to us. ipo138 collects, stores, and processes personal data in accordance with our Privacy Policy, which outlines how we handle your information, your rights regarding your data, and the security measures we implement to protect it. By using the platform, you consent to the collection and use of your information as described in the Privacy Policy. For full details, please review our Privacy Policy.
We reserve the right to amend, modify, or update these Terms and Conditions at any time. Changes will be effective immediately upon posting on this page, and the "Last Updated" date at the top of this document will reflect the date of the most recent revision. It is your responsibility to review these terms periodically to stay informed of any changes. Continued use of the platform after changes have been posted constitutes your acceptance of the revised terms.
If you have any questions, concerns, or complaints regarding these Terms and Conditions or your use of the ipo138 platform, please contact our customer support team:
Our Indonesian-speaking support team is available around the clock to assist you with any inquiries.
All deposits and withdrawals are protected with bank-grade 256-bit SSL encryption. Your financial information is never stored in plain text and is handled in accordance with international security standards.
No hidden clauses or surprises. All rules, wagering requirements, and policies are clearly stated in plain language. What you read is what you get—no fine print tricks.
Withdrawals processed within 5-15 minutes during business hours. Your winnings are yours—we don't delay payments or create unnecessary obstacles to accessing your funds.
Indonesian-speaking customer support available around the clock. If you have questions about these terms or need assistance with your account, help is always available.
All games use certified RNG systems and are regularly audited. Live casino games are streamed in real-time with no manipulation. You get a fair chance every time you play.
Deposit limits, self-exclusion, session reminders, and access to support resources ensure you can enjoy betting responsibly and stay in control at all times.
Our support team is here to help clarify any part of these Terms and Conditions.